Clay Capital GroupClay Capital Group

Coverage

Four corridors. One mandate.

Clay Capital Group focuses on four U.S. metros where the firm’s principal has commercial construction finance experience. We do not work outside this footprint.

MSP

01 of 04

Home base

Twin Cities

Minnesota

The firm's home market. Principal relationships across construction lending, contractors, and sponsors in the Minneapolis–Saint Paul metro and outer-ring projects.

Open to inquiries · sponsor + lender

ATL

02 of 04

Primary corridor

Atlanta

Georgia

Targeted for sponsor-builder financing across the metro and outer-ring developments. Building partner relationships with focus on first-time institutional and historically underserved sponsor firms.

Open to inquiries · sponsor + lender

MEM

03 of 04

Mid-South corridor

Memphis

Tennessee

Mid-South operating presence. Open to sponsor and lender introductions for ground-up and value-add commercial construction across the Memphis metro and surrounding region.

Open to inquiries · sponsor + lender

DFW

04 of 04

Trade partner focus

Dallas–Fort Worth

Texas

Concrete, masonry, and foundation trade partners introduced into capital-backed projects on the project's own commercial terms. Selective borrower introductions on a case-by-case basis.

Trade partner referrals

Capital types

What we route — and roughly at what size.

Senior construction debt

$5M–$120M

Bridge (commercial & investment property)

$250K–$50M

Value-add / recapitalization

$5M–$120M

Small multifamily (5+ unit)

$1M–$120M

DSCR rental loans (non-owner-occupied)

$50K–$5M

Fix-and-flip (business-purpose, investment property)

$50K–$3M

Mezzanine

case-by-case

Trade subcontract introductions

no minimum

Who we work with

Builders, investment property operators, and multifamily sponsors with completed-project history. $50K to $120M project size. A clear understanding of what the next 18 months looks like.

Not a fit

Where the firm declines.

Clay Capital Group’s introduction-only scope is narrow on purpose. The firm declines engagements involving any of the following:

  • Owner-occupied primary residences
  • Second homes / vacation properties (consumer purpose)
  • Any consumer-purpose residential mortgage
  • Equity raises
  • LP syndications
  • Fund interests
  • Note offerings
  • Private placements
  • Projects without basic sponsor information
  • Requests for negotiation, underwriting, capital custody, or transaction representation
  • Deals outside the firm's introduction-only scope

If your project sits in one of these corridors, we want to read it.